1. Introduction & Effective Date

Welcome to dubaioffplan.online (the “Website”), accessible at https://dubaioffplan.online. We are dedicated to providing information and resources related to Dubai Insurance. Protecting your private information is our priority. This Privacy Policy document outlines the types of information that is collected and recorded by dubaioffplan.online and how we use it.

This policy applies to all visitors, users, and others who access or use the Website. By using our Website, you hereby consent to our Privacy Policy and agree to its terms. This policy is effective as of October 26, 2023. We may update this policy periodically; the “Effective Date” at the top will reflect the latest version.

2. Information We Collect

To operate our Website and provide a better user experience, we collect several different types of information, both directly and through third-party services.

2.1 Personal Data

While using our Website, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. This information may include, but is not limited to:

• Your name
• Email address (e.g., when you contact us via our contact form or email)
• Any other information you voluntarily submit through forms or correspondence.

2.2 Automatically Collected Data (Log Data & Analytics)

Like most website operators, we collect information that your browser sends whenever you visit our Website. This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Website that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

2.3 Cookies and Similar Tracking Data

We use cookies and similar tracking technologies to track activity on our Website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Website.

3. How We Use Information

The information we collect is used for various purposes:

• To provide, operate, and maintain our Website.
• To improve, personalize, and expand our Website’s content and user experience.
• To understand and analyze how you use our Website.
• To communicate with you, either directly or through one of our partners, including for customer service, to provide you with updates and other information relating to the Website, and for marketing and promotional purposes (you may opt-out at any time).
• To process your inquiries and requests.
• To display advertisements. Specifically, we use Google AdSense advertising cookies to serve ads based on a user’s prior visits to our website or other websites. Google’s use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our sites and/or other sites on the Internet. This use of data is essential for generating the revenue that supports the operation of this free content website.
• To find and prevent fraud.

4. Third-Party Services

We employ third-party companies and individuals to facilitate our Website (“Service Providers”), to provide the Website on our behalf, or to assist us in analyzing how our Website is used. These third parties have access to your information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

4.1 Google Analytics

We use Google Analytics to monitor and analyze web traffic. Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Website. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. You can opt-out of having your activity on the Website made available to Google Analytics by installing the Google Analytics opt-out browser add-on.

4.2 Google AdSense

We use Google AdSense to display ads on our Website. Google AdSense is an advertising service provided by Google. For more information on how Google uses data when you use our site, please visit How Google uses information from sites or apps that use our services. As a publisher using Google AdSense, we are required to inform you that:

• Third-party vendors, including Google, use cookies to serve ads based on a user’s prior visits to your website or other websites.
• Google’s use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet.
• Users may opt out of personalized advertising by visiting Google Ads Settings or by visiting www.aboutads.info.

4.3 Social Media Platforms

Our Website may include social media features (like “Share” buttons) or links to platforms such as Facebook, Twitter, or LinkedIn. These features may collect your IP address and which page you are visiting on our site, and may set a cookie to enable the feature to function properly. Your interactions with these features are governed by the privacy policy of the respective company providing them.

5. Cookies and Tracking Technologies

We use cookies for a variety of reasons, including those required for the operation of Google AdSense. Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on your personal computer or mobile device when you go offline, while Session Cookies are deleted as soon as you close your web browser.

The types of cookies we use include:

• Essential Cookies: Necessary for the website to function and cannot be switched off.
• Analytics Cookies: Allow us to count visits and traffic sources to measure and improve performance.
• Advertising Cookies (AdSense): Set by Google AdSense and our other advertising partners to build a profile of your interests and show you relevant ads on other sites. They do not store directly personal information but are based on uniquely identifying your browser and internet device.

You have the right to decide whether to accept or reject cookies. You can manage your cookie preferences through your browser settings. For more general information on cookies, please read “All About Cookies”.

6. Your Data Protection Rights (GDPR & CCPA Compliance)

We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data.

For Users in the European Economic Area (EEA) – GDPR

If you are a resident of the EEA, you have certain data protection rights under the General Data Protection Regulation (GDPR). These include:

• The right to access: You can request copies of your personal data.
• The right to rectification: You can request that we correct any information you believe is inaccurate or complete information you believe is incomplete.
• The right to erasure: You can request that we erase your personal data, under certain conditions.
• The right to restrict processing: You can request that we restrict the processing of your personal data, under certain conditions.
• The right to object to processing: You can object to our processing of your personal data, under certain conditions.
• The right to data portability: You can request that we transfer the data we have collected to another organization, or directly to you, under certain conditions.

To exercise any of these rights, please contact us using the information in Section 10.

For California Residents – CCPA

The California Consumer Privacy Act (CCPA) provides California residents with specific rights regarding their personal information. You have the right to:

• Request disclosure of the categories and specific pieces of personal information we have collected about you.
• Request deletion of your personal information.
• Opt-out of the “sale” of your personal information (as defined by the CCPA). We do not sell your personal information in the traditional sense. However, the use of third-party advertising partners like Google AdSense for personalized ads may be considered a “sale” under CCPA. You can opt-out of this by using the “Do Not Sell My Personal Information” link, which directs you to the third-party opt-out tools mentioned in Section 4.2.

We will not discriminate against you for exercising any of your CCPA rights.

7. Data Retention

We will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies. Log Data and analytics information are retained for analysis purposes, typically for a period not exceeding 26 months. Data collected via cookies for advertising purposes is subject to the retention policies of our third-party partners, such as Google.

8. Children’s Privacy (COPPA)

Our Website is not intended for use by children under the age of 13 (“Children”). We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers immediately. Our advertising partners, including Google AdSense, prohibit the collection of personal information from users under 13 for personalized advertising purposes.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Effective Date” at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page. Your continued use of the Website after any change in this Privacy Policy will constitute your acceptance of such change.

10. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy, your data, or to exercise your data protection rights, please do not hesitate to contact us at:

Email: chidushs@gmail.com

Website: https://dubaioffplan.online

This Privacy Policy was last updated and is effective as of October 26, 2023.